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Human-Led · AI-Enabled · SME Advisory · NSW & Australia-wide

We help construction
and care SMEs increase
profitability and exit value.

SCAFFOLD Advisory works with owner-led SMEs in construction and disability care to improve profitability, strengthen EBITDA and prepare for a successful exit. AI-powered diagnostics. Human-led execution.

Scorecard free · valued at $795  ·  Call: 20 min · no obligation  ·  Limited new engagements each month
$1M–$20M
Revenue range served
–4×
EBITDA multiple range
NSW+
NSW & Australia-wide
3
Engagement stages
SCAFFOLD
Structure · Method · Execution
AI Engine
Diagnostics · Modelling · Precision
Your Business
Profitability → Valuation → Exit
Results

What a SCAFFOLD engagement
looks like in practice.

Illustrative scenarios based on the types of businesses we work with and the EBITDA, valuation and cash flow outcomes our methodology consistently identifies. Specific results vary by business size, sector and engagement stage.

Construction · Hunter Region · $4.5M revenue
Profitable on paper. Couldn't explain where the margin went.
A construction management firm with strong revenue but shrinking take-home. Owner working 60-hour weeks. Three years of P&L showed declining EBITDA despite growing billings. No financial model. No exit plan.
Margin leakage identified across 4 project streams — $68K unrecovered annually
Utilisation closed: 61% → 74% over 90 days
Debtor days: 52 → 31 days — $44K working capital freed
EBITDA normalised and documented for exit readiness
Value gap identified
$180K+ annual improvement
Disability Services · NSW · $2.8M revenue
Solid participant numbers. Margin compressed to breaking point.
A registered NDIS provider growing headcount but not profitability. Pricing hadn't been reviewed since NDIS rule changes. Support coordination and plan management cross-subsidising each other unknowingly.
NDIS pricing misalignment identified across 3 service lines
True margin per service visible for the first time
Revenue concentration risk: top 3 participants = 41% of revenue
Overhead rationalised — $38K annual saving identified
EBITDA improvement pathway
$95K–$140K per annum
Engineering Consultancy · NSW · $6.2M revenue
Stable business. Considering exit in 18 months. No idea what it was worth.
Mid-sized engineering firm with consistent revenue but unstructured financials and heavy owner-dependency. Owner's target sale price was gut-feel, not data. Stage 01 was the starting point.
3-year EBITDA normalisation — owner salary add-back alone lifted EBITDA $180K
Exit readiness scored 3.8/10 — 6 specific value detractors identified
Valuation: $1.9M–$2.6M current vs $3.1M–$4.1M potential
18-month improvement roadmap built ahead of planned sale
Potential valuation uplift
$1.2M – $1.5M
Property Developer · Hunter Region · $3.5M revenue
Multiple sites. No consolidated financial view across the portfolio.
A property development firm managing multiple sites without a consolidated view. Project-level P&Ls inconsistent. Procurement informal. No KPI framework across the portfolio.
Consolidated Looker Studio dashboard built — live across 4 active sites
3 supplier agreements renegotiated through formalised procurement process
5-metric KPI framework tracked weekly, reported monthly
18-month cash flow model built — forward visibility for the first time
Operational outcome
Systems built in 90 days

* Illustrative scenarios based on SCAFFOLD Advisory's methodology and target client profile. Results vary by business size, complexity and engagement stage.

AI-powered advisory

The speed of AI.
The judgment of
human expertise.

Most advisory firms run on spreadsheets and gut feel. SCAFFOLD deploys a purpose-built AI pipeline that analyses years of financial data in days — not weeks — producing findings a traditional consultant would take a month to generate manually.

Make.com automation ChatGPT Teams Looker Studio Google Forms Notion Xero / MYOB
Human-led by design. Every AI output is reviewed, validated and contextualised by Henderson before it reaches you. AI provides speed and analytical depth. Human expertise provides judgment, sector knowledge and accountability for every recommendation delivered.
24-hour diagnostic turnaround
Traditional firms take 2–4 weeks to produce a financial diagnostic. Our Make.com pipeline processes your data, runs ChatGPT analysis across 15 metrics and generates your Looker Studio dashboard — ready within 24 hours of data receipt.
vs 2–4 weeks traditional
🔍
15-metric financial health score
Revenue quality, cash flow runway, gross margin trend, utilisation rate, debtor days, pipeline coverage, EBITDA normalisation — all scored automatically, benchmarked against sector averages and ranked by impact.
AI-powered + human validated
📊
Live Looker Studio dashboard
You receive an interactive dashboard — not a static PDF. Revenue trends, margin waterfall, cash conversion cycle, value gap visualisation. Yours to keep and use independently after the engagement.
Interactive · yours to keep
🤖
Automation opportunity mapping
Every Stage 02 engagement includes an AI and automation opportunity map — specific tools, time savings and implementation costs. In Stage 03 we build the automations, not just identify them.
Stage 02 deliverable

AI that supports.
Humans who are
accountable.

We use AI as a tool to improve the speed and depth of our analysis — not to replace professional judgment. Every recommendation delivered to a client has been reviewed, validated and approved by Henderson before it leaves our hands.

🔒
No automated decision-making
AI generates analysis and surfaces patterns. No recommendation is delivered to a client without human review, professional judgment and explicit approval.
👁
All outputs reviewed before delivery
Every diagnostic report, dashboard and recommendation is reviewed and validated by Henderson before it reaches you. AI accelerates the analysis — humans take responsibility for the output.
🛡
Data handled securely and confidentially
Your financial data is treated with strict confidentiality. We use enterprise-grade AI tools with zero training on client data. Your information is never shared with third parties.
Human accountability for all recommendations
Henderson takes personal and professional accountability for every engagement outcome. Our performance fee structure — paid only when EBITDA improves — ensures our interests are fully aligned with yours.
Who we serve

Three types of business.
One firm that serves all three.

Owner-led SMEs with revenue between $1M and $20M — primarily in construction, property development and disability services. Serving NSW and Australia-wide, with active outreach across Sydney CBD, Central Coast and Hunter Region.

📉
Underperforming
Margins under pressure. Cash flow unpredictable. Revenue is there but the returns don't match the effort. You know something is wrong but can't identify where the value is leaking.
Margin compressionCash flow stressUtilisation gaps
📊
Stable but unoptimised
The business works. It's profitable. But you sense it's leaving money on the table — in pricing, in systems, in overhead structure. You want to grow on better foundations.
Pricing misalignmentSystem inefficiencyGrowth constraints

We bridge the gap traditional advisors leave open.

Business Brokers
List and sell — but don't improve performance before sale. You go to market with whatever the business is worth today.
SCAFFOLD fills this
Performance improvement + exit readiness before market. Better business, better multiple, better price.
Accountants
Compliance-focused, backward-looking. Great at reporting what happened. Not built for forward-looking performance improvement.
SCAFFOLD fills this
AI-powered diagnostics and structured action planning. We turn the numbers into a plan and execute it.
Management Consultants
Strategy without implementation. Expensive reports that sit on shelves. No accountability for outcomes.
SCAFFOLD fills this
Hands-on execution with outcome-aligned fees. Performance fee only triggers when your EBITDA moves.
Free · Valued at $795

Know what your
business is worth today.

Answer 15 questions about your business. In minutes, receive an indicative value score, your key performance gaps, an estimated valuation range and your top improvement priorities — at no cost.

15 questionsInstant outputValuation rangeNo obligation

Takes 5–8 minutes. Delivered to your inbox.

⚠ Limited to a small number of new engagements each month

Sample output — $4.5M construction firm
Business value score58 / 100
Indicative valuation today$1.8M – $2.4M
Potential valuation (improved)$2.8M – $3.6M
Exit readiness score4.2 / 10
Top gap: cash conversionHigh risk
Top gap: revenue concentrationModerate
#1 priorityDebtor days → 30d

* Illustrative. Your actual scorecard is based on your specific business data.

How we work

Assess. Build. Realise.

Three distinct stages. Each stands alone — clients exit at any point. No lock-in, no pressure. Progression is always your decision.

Stage 01 — Assess
Assess the Value
Financial Health Check — understand exactly what your business is worth and why.
$6,000 – $12,000
Fixed fee · 2–4 weeks + 30 days support
  • Full financial & operational diagnostic — up to 3 years of data across six dimensions
  • EBITDA normalisation — 3-year table adjusting owner salary, one-offs and non-cash items
  • Value Gap Assessment — current valuation vs potential uplift with EBITDA multiple applied
  • Priority action roadmap — top 5 initiatives ranked by financial impact
  • Exit readiness snapshot — scored out of 10 across six dimensions
  • Looker Studio dashboard — interactive metrics and trend visualisation
  • 30 days email support for self-implementation
Stage 02 — Build
Build the Plan
Value Creation Strategy — convert findings into a structured, executable growth plan.
$10,000 – $18,000
Fixed fee · 90 days · Requires Stage 01
  • Value Creation Plan — 3–5 profit improvement initiatives with EBITDA impact and timeline
  • 24-month financial model — baseline vs improved P&L, EBITDA and cash flow
  • KPI framework — 4–6 metrics with baselines, targets and reporting cadence
  • AI & automation opportunity map — tools, time savings and implementation cost
  • Full Exit Readiness Report — scored across 6 dimensions, top value drivers and detractors
  • Current + potential valuation range with improvement pathway
  • 90-day execution roadmap with owner accountability milestones
Stage 03 — Realise
Realise the Value
Hands-on execution with fees tied to outcomes. We stay until the numbers move.
$3,000–$5,000/month + performance fee
3–6 months · Requires Stages 01 & 02
  • Performance Uplift — margin improvement, cost restructuring, revenue optimisation, cash flow recovery
  • Systems & AI Enablement — dashboards live, workflow automations built, reporting systematised
  • Exit Readiness Preparation — normalisation, documentation, value detractor mitigation
  • Weekly check-ins — 30-min KPI review, blockers, next-week priorities
  • Monthly performance report — EBITDA movement, initiative status, next priorities
  • Performance fee — 10–15% of verified EBITDA uplift, signed baseline required upfront
  • Transaction fee — 1.5–3% if a sale occurs within 18 months of engagement close
💳

Payment terms: All fixed-fee engagements are 50% upfront, 50% on delivery. Performance fees are settled at engagement close once EBITDA uplift is verified and agreed by both parties.

Sector expertise

Sector depth. Not a generalist.

Two sectors. Calibrated diagnostic tools for each. Insider knowledge from both.

Sector 01 — Construction & Property
Construction, development & professional services
Architecture firms, engineering consultancies, construction management, project managers and quantity surveyors. $1M–$20M revenue. Typically profitable on paper but carrying significant margin leakage across project delivery, utilisation and overhead structure.
ArchitectureEngineeringConstruction managementQuantity surveyingProject managementProperty development
Sector 02 — Disability & Care
NDIS providers & disability service organisations
Registered NDIS providers, support coordination and plan management firms across NSW. Complex pricing rules, tight EBITDA margins and significant compliance overhead. Our diagnostic tools are calibrated specifically for NDIS financial structures.
NDIS providersSupport coordinationPlan managementRegistered providersNSW-wide

"We don't hand you a report and leave. We build the plan, implement the changes and share in the outcome — our performance fee only triggers when your EBITDA moves."

Henderson K Gondwe — Founder & Principal Consultant. 10 years across architecture, construction and property development. AI implementation specialist. NSW-based.

10 years across architecture practice and property development management — direct experience in project delivery, financial analysis, procurement and cost management
Hands-on disability support services experience — operational insight into the specific challenges facing NDIS providers, not just theoretical knowledge
AI implementation specialist — purpose-built diagnostic systems, workflow automation and data visualisation deployed for real advisory outcomes
Currently pursuing ARITA membership — focused on pre-insolvency triage and referral partnerships with insolvency practitioners across NSW
Architecture & constructionProperty developmentAI implementationDiagnostic systemsPG Dip Business AdminNSW-based
Common questions

Questions we get asked
before the first call.

How are results measured? +

Results are measured against a signed EBITDA baseline established at the start of each engagement. For Stage 01, we document the current financial position and identify the improvement opportunity in dollar terms. For Stage 03, both parties sign off the baseline before work begins — our performance fee is calculated on verified EBITDA movement at engagement close. Every initiative is tracked, documented and reported monthly so you always know what is moving and by how much.

What happens after Stage 01? +

Stage 01 is a complete, standalone engagement. You receive a full financial diagnostic, EBITDA normalisation, a Value Gap Assessment and a prioritised 90-day action roadmap — with 30 days of email support. You can implement it yourself and stop there. Most clients find that once they see the findings, they want structured support to execute. Stage 02 builds the strategy and financial model. Stage 03 implements it alongside you. Progression to the next stage is always your decision — never the default.

Does this replace my accountant? +

No — and we actively work alongside your accountant. Accountants are compliance-focused and backward-looking by design. SCAFFOLD Advisory is forward-looking and performance-focused. We take the financial data your accountant already produces and convert it into an action plan for improvement. Many of our clients find that our work actually makes their accountant's job easier — cleaner financials, better records and a clearer picture of where the business is heading.

How is my data handled? Is AI safe to use with my financials? +

Your financial data is treated with strict confidentiality. We use enterprise-grade AI tools with zero retention and zero training on client data — meaning your information is processed but never stored or used to train any AI model. All data is handled in accordance with Australian Privacy Principles. No automated decisions are made — every output is reviewed by Henderson before it is delivered to you. You retain full ownership of your data at all times.

Does this replace a restructuring or insolvency practitioner? +

No. SCAFFOLD Advisory operates upstream of formal insolvency. We work with businesses that are distressed but viable — where early operational intervention can prevent insolvency rather than manage it. If a business requires formal restructuring, administration or liquidation, that sits with a licensed insolvency practitioner. We actively partner with insolvency practitioners who refer clients to us for pre-insolvency triage — businesses that need operational support before formal processes become necessary.

Free discovery call

20 minutes.
No obligation.
Clear next step.

We'll understand your situation, confirm whether there's a clear improvement pathway and recommend the right starting point. No pitch, no pressure.

We'll tell you honestly if we're not the right fit
You'll leave with at least one useful insight
No commitment required to proceed
Available via phone or video call
NSW-based · Available Australia-wide
Transparent pricing

Fixed fees. Outcome-aligned.
No surprises.

Every engagement is scoped and priced before we start. Stage 01 is the entry point for every client.

Stage 01 — Assess
Financial Health Check
Assess the Value
$6K – $12K
Fixed fee · 2–4 weeks · 50% upfront, 50% on delivery
Full financial & operational diagnostic
EBITDA normalisation (3-year table)
Value Gap Assessment + valuation range
Exit readiness snapshot (scored /10)
Looker Studio dashboard
Priority action roadmap — top 5 initiatives
30 days email support
Stage 03 — Realise
Strategy Rollout
Realise the Value
$3K–5K/mo
Retainer + 10–15% EBITDA performance fee · 3–6 months
Hands-on performance uplift execution
KPI dashboards + workflow automation built
Exit readiness preparation in-flight
Weekly check-ins + monthly reporting
Performance fee on verified EBITDA uplift
Transaction fee (1.5–3%) if sale within 18 months
All fixed-fee engagements: 50% upfront · 50% on delivery · No lock-in · Each stage stands alone
Get in touch

Start with the scorecard.
Or just reach out.

Request your free Value Scorecard, ask a question, or tell us about your situation. We'll respond within one business day.

scaffoldadvisory.com
Based in NSW · Active across Sydney, Central Coast & Hunter Region
ACN 696 757 874 · ABN 93 696 757 874
Serving NSW and Australia-wide

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SCAFFOLD Advisory is a human-led, AI-enabled SME advisory firm based in NSW, serving construction businesses, property developers and disability service providers across New South Wales and Australia-wide. We specialise in business profitability improvement, EBITDA optimisation, business valuation and exit readiness advisory for owner-led SMEs with revenue between $1M and $20M. Our three-stage engagement model — Assess, Build, Realise — combines AI-powered financial diagnostics with hands-on human execution to deliver measurable, documented outcomes. Active across Sydney CBD, Central Coast and the Hunter Region, with remote engagements available Australia-wide. ACN 696 757 874.